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Medicare Doesn’t Have to Be Confusing. 

Clear answers. Personal guidance. Local Licensed Insurance Agent

Your Local Insurance Partner

At Covenant Group, we believe understanding comes before decisions.

The Covenant Group team provides clear, personal guidance to individuals and families throughout Chattanooga, Northwest Georgia, and surrounding communities.

Whether you’re approaching Medicare, reviewing current coverage, or exploring life and final expense insurance, we’re here to help you understand your options, ask better questions, and move forward with confidence.

Medicare Annual Enrollment Is Here!

October 15 – December 7

Even if you're happy with your current Medicare plan, it's important to review your coverage each year.

Plans, costs, prescriptions, and benefits can change. Steve and Jada are here to help you understand your options and make informed decisions with confidence.

Why Choose Covenant Group?

Independent Guidance
We’re an independent insurance agency, which allows us to help you explore options from multiple carriers and understand what may fit your individual needs.

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Medicare Made Easier to Understand
Medicare comes with a lot of terminology and a lot of questions. We explain the information in plain language so you can better understand your choices.

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Local People. Personal Help.
Serving Chattanooga and the surrounding tri-state area — Southeast Tennessee, Northwest Georgia, and Northeast Alabama with the kind of personal service that comes from knowing the people and places we serve.

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No Pressure. Just Answers.
Our approach starts with listening, education, and understanding your situation — so you can make an informed decision with greater confidence.

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Our Insurance Solutions

Clear options. Straightforward guidance. Coverage for what matters most.

Medicare
Advantage

A private-plan option for receiving your Medicare benefits. Steve and Jada can help you understand how these plans work and what to consider when comparing your options.

Medicare
Supplements

Medicare Supplement coverage can help with certain out-of-pocket costs not covered by Original Medicare. We’ll help you understand how these plans work and what questions to ask.

Prescription
Drug Plans

Prescription drug coverage can vary based on the medications you take and the plan you choose. We can help you understand the factors that may affect your coverage and costs.

Life
Insurance

Life insurance can help protect the people you care about and provide financial support when it matters most. We’ll help you explore coverage that fits your needs and priorities.

Final Expense
Insurance

Final expense coverage is designed to help with end-of-life expenses such as funeral and burial costs. We can help you understand your options in a clear, pressure-free way.

Have Questions? We’re Here to Help.

Tell us a little about what you need, and a member of the Covenant Group team will follow up with you.

What Can We Help You With?

By submitting this form and providing this information, you agree that an authorized representative or licensed insurance agent may contact you by phone, e-mail or mail to answer your questions and provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans. This is a solicitation for insurance.

Our Team

Steve Creech

Steve Creech

Owner | Licensed Insurance Agent

Office: 423-855-8484

Steven R. Creech has spent more than two decades helping individuals and families navigate Medicare and insurance decisions with clarity and confidence. He began his insurance career in 2001 and has built his work around personal service, clear guidance, and making complicated choices easier to understand.

At The Covenant Group Insurance and Financial Services, Stephen focuses on helping clients understand their options in Medicare, life insurance, and final expense coverage. He is passionate about giving people straightforward answers, treating every client with respect, and helping them feel supported every step of the way.

Jada Creech

Jada Creech

 Licensed Insurance Agent

Office: 423-855-8484

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Jada W. Creech brings a strong background in both healthcare and client care to her work at The Covenant Group Insurance and Financial Services. After spending nearly 30 years in the medical field as a nurse and administrator, she joined the agency in 2011 and has been helping clients understand their Medicare and insurance options ever since.

Jada is known for her compassionate approach, attention to detail, and heart for serving others. She helps clients feel informed, comfortable, and cared for as they make important decisions about Medicare, life insurance, and final expense coverage.

Rob
James (Rob) Covington

Licensed Insurance Agent

Office: 423-760-3434

Following the footsteps of his dad and his uncle, Rob joined American General Life and Accident in 1986 as a life insurance agent. After a successful tenure as an agent, a staff manager, a general manager, and a field training supervisor at AGLA, Rob went out on his own as an independent insurance agent in 2001. He joined The Covenant Group in 2010, primarily serving the Hamilton County and North Georgia communities. 
 

Rob is a sports enthusiast, has devoted countless hours to local high school athletic programs and is Ringgold Rob on the local television program “Stump on Sports.”

Interested in Joining the Covenant Group Team?

We’re always interested in connecting with professionals who share our commitment to service, education, and helping people understand their options.

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Office Address

6737 Ringgold Road

Suite C

Chattanooga, TN 37412

Email Us

contact@cgifs.com

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Hours

Mon - Friday: 9am - 5pm
or by appointment​​​​

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© 2026 The Covenant Group, LLC.

We do not offer every plan available in your area. Currently we represent 6 organizations which offer 50 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not affiliated with or endorsed by the government or the federal Medicare program. This is a solicitation for insurance.

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